I have over 35 years as a mortgage loan consultant. I work for my client's best interest and have pride in the service I give. I believe that referrals are proof I'm doing the right thing. As nearly 85% of my business is referral based. I always lookout for the best options for my clients. I will never play the "Bait & Switch" game to get anyone's business. I'm also available 7 days a week.