VA Mortgage Loans

The VA  (Veterans Administration) loan program allows for up to 100% financing on Primary residence purchases  or refinances for all eligible service members.  The VA will also allow for up to a 6% sellers assist, meaning in most cases you can purchase a home with almost no money out of pocket.  Cash out refinances are eligible up to 95% of the homes value.

The minimum credit score for VA loans is 640, and in certain circumstances as low as 620.

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